Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs EEMA | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| SPEM SPDR Portfolio Emerging Markets ETF | 0.952 | 2% | -42bp | $17.8B | different index | Compare |
| VWO Vanguard Emerging Markets Stock Index Fund | 0.949 | — | -41bp | $79.1B | different index | Compare |
| VSGX Vanguard ESG International Stock ETF | 0.921 | — | -37bp | $4B | different index | Compare |
| IXUS iShares Core MSCI Total International Stock ETF | 0.912 | — | -42bp | $46.2B | different index | Compare |
| VXUS Vanguard Total International Stock ETF | 0.911 | 0% | -42bp | $76.3B | different index | Compare |
| DNL WisdomTree Global ex-U.S. Quality Growth Fund | 0.881 | — | -7bp | $643M | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,091 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-05 (1,063 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-07. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.