1. Agreement and scope
These Terms of Use govern access to and use of this publication and the related websites, newsletters, articles, databases, research features, alerts, reader accounts, downloads, and interactive tools that link to these terms, collectively the Services. References to The Daily Network, we, us, and our describe the publishing operations providing those Services. References to you and your include the individual using the Services and, where that individual is authorized to act for an organization, that organization.
By accessing or using the Services, you agree to these terms to the extent an agreement is formed under applicable law. If you do not agree, discontinue use. When a feature requires express acceptance of additional terms, those additional terms apply to that feature. A separately executed written agreement controls over these terms to the extent of an actual conflict concerning its subject matter.
Our Privacy Policy describes personal-information practices and available choices. Acceptance of these terms does not replace consent where privacy or communications law requires a separate consent. These terms do not diminish rights that cannot lawfully be excluded by contract.
2. Eligibility and organizational use
The Services are intended for professional and general informational use and are not directed to children under 16. You must have the legal capacity and authority necessary to enter into the arrangements applicable to your use. If you use the Services on behalf of an employer or another organization, you represent that you are authorized to do so; an organizational affiliation does not grant access beyond the permissions provided to your account.
You are responsible for ensuring that your use complies with laws applicable to you, including restrictions on handling confidential information, professional obligations, and lawful access to content. You must not misrepresent your identity, employer, qualifications, authority, or relationship with another person in order to obtain access or influence our coverage.
3. Reader accounts and access credentials
Certain content and functions require registration, an active subscription, or a recognized reader session. Information supplied for registration must be accurate and kept reasonably current. We may decline a registration, request verification, or restrict an account where reasonably necessary to protect the Services, investigate misuse, or enforce these terms.
Accounts and personalized access credentials are for the authorized reader. Do not share account links, authentication tokens, or sign-in credentials, or allow another person to impersonate you through your account. You are responsible for activity you authorize and for taking reasonable steps to prevent unauthorized use. Notify us promptly of suspected misuse so that access can be investigated.
Personalized newsletter links can identify a subscription and may confer access to account functions. Forwarding such links can expose information or associate someone else’s activity with your subscription. Share ordinary public article links instead of authentication, unsubscribe, or preference-management links. We may require reauthentication or invalidate a link for security reasons.
4. Changes, availability, and communications
We may revise the organization, design, functionality, content, or availability of the Services, including adding or withdrawing a feature, source, data field, publication, or access level. Availability can be affected by maintenance, technical failures, source changes, third-party services, and events outside our reasonable control. Unless a separate agreement expressly provides otherwise, we do not promise continuous availability or any particular service level.
We may communicate electronically about access, subscriptions, security, requests, and changes relevant to the Services. Marketing and newsletter preferences may be managed through the relevant controls and unsubscribe links. Unsubscribing from marketing does not prevent essential communications about an account or request.
If a paid service is offered, its price, billing, renewal, cancellation, and refund arrangements must be disclosed in the applicable offer or separate agreement. These terms alone do not enroll you in a paid subscription, authorize recurring charges, or create an obligation to buy future products.
5. Ownership and reserved rights
The Services contain editorial text, photographs, graphics, charts, compilations, data arrangements, software, designs, trademarks, and other materials owned by us or used under license or another lawful basis. Applicable copyright, trademark, database, and other laws may protect these materials. Except for rights expressly granted in these terms or required by law, all rights are reserved.
A reference to a company, investment product, person, public record, or third-party source does not transfer ownership of that party’s materials to us or to you. Publicly available facts remain subject to applicable law; our rights in a compilation, presentation, or analysis do not create ownership of facts that the law does not protect.
Publication names, logos, and other brand identifiers may not be used in a manner that misleads readers about affiliation, sponsorship, or endorsement. Preserve copyright notices, source attributions, warnings, and other identifying information in any copy that you are permitted to make.
6. Permitted reading, linking, and internal use
Subject to these terms and the access permissions of the relevant feature, you may read and view the Services, use normal browser caching, print or save reasonable individual extracts for your own reference, and use expressly provided download and sharing features for their stated purpose. Data exports made available to you are licensed for your internal professional analysis unless separate terms expressly permit broader use.
You may link to publicly accessible pages and quote limited passages with appropriate attribution and a link, subject to applicable law. A link must not falsely imply sponsorship or approval, conceal the source, or facilitate circumvention of access restrictions. Permission to link does not include permission to reproduce an entire article, newsletter, database, or substantial part of a collection.
Nothing in these terms is intended to eliminate fair use, fair dealing, or another statutory exception where applicable. For reprints, syndication, substantial reproduction, organizational distribution, or uses beyond these permissions, contact the editorial address below to discuss written authorization.
7. Restricted uses and automated access
Except where separately authorized in writing or permitted by non-waivable law, you may not republish, resell, sublicense, redistribute, or commercially exploit substantial content or data from the Services; create a substitute for a publication or data product; or systematically collect materials to build a competing archive, database, feed, or information service.
You may not use scraping, crawling, bots, scripts, bulk downloads, repeated automated queries, or other systematic means to extract protected material or circumvent reasonable usage restrictions. Ordinary indexing by public search engines remains subject to published access directives and any applicable authorization. Access to a publicly reachable page does not by itself authorize bulk extraction.
You may not use our protected content or datasets to train or fine-tune a machine-learning model, supply a commercial retrieval corpus, or generate a substitute publishing product without appropriate permission. This restriction applies to uses within the scope of our rights and does not claim ownership over independently obtained public facts or override a mandatory statutory exception.
Do not defeat registration gates, probe systems without permission, introduce malicious code, overload infrastructure, interfere with other readers, harvest personal information, send unauthorized solicitations, or remove attribution and rights-management information. Do not use the Services to facilitate fraud, infringement, unlawful discrimination, threats, or other unlawful conduct.
8. Journalism and professional-advice disclaimer
Our articles, newsletters, research, rankings, comparisons, and tools provide information and analysis. They are not individualized investment, financial, legal, tax, accounting, or other professional advice. Publication of information does not establish an adviser-client, fiduciary, brokerage, agency, or other professional relationship with a reader.
Coverage of a security, fund, manager, strategy, transaction, or service is not an offer to buy or sell, a solicitation, a suitability determination, or a recommendation tailored to your circumstances. A company’s inclusion in a database or comparison does not constitute approval of its products, management, financial condition, or regulatory status.
You are responsible for evaluating relevance, verifying material information, reviewing original disclosures, and obtaining qualified advice where appropriate. Do not rely on a headline, summary, ranking, or automated result as the sole basis for an investment, business, compliance, or legal decision. Past performance and historical relationships do not establish future results.
9. Data, calculations, and interactive research tools
Data may be drawn from filings, issuers, public records, original reporting, and other sources, and may be delayed, incomplete, restated, corrected, or unavailable. Publication dates, observation dates, and reporting periods can differ. Estimates and derived values may use assumptions, mappings, classifications, or calculation methods that change as information becomes available.
Portfolio comparisons, exposure analyses, fee illustrations, stress scenarios, return calculations, and similar outputs depend on your inputs and the data available to the tool. Historical simulations, proxies, modeled portfolios, and illustrative assumptions are not actual trading results. They may omit transaction costs, taxes, liquidity constraints, implementation effects, or other factors unless the feature expressly includes them.
You are responsible for checking inputs and understanding stated limitations. A displayed value is not a tradeable quotation or a guarantee that a transaction can be executed at that value. Source links and methodology descriptions assist verification but do not guarantee that every upstream record is correct or current.
Do not submit client account credentials, confidential personal records, or information you lack authority to process. An export or saved result remains subject to these terms and any source-specific restrictions disclosed with the feature. Access to a tool does not grant a right to redistribute its underlying database.
10. Editorial methods, updates, and corrections
Our publishing processes may use software and automated systems to monitor sources, organize information, assist analysis, and support preparation of editorial material. Automation, source selection, and review processes cannot eliminate all errors. Readers should consult linked primary materials when a detail is important to a decision.
Articles reflect information available when prepared and may be updated, corrected, archived, or removed. An older article may remain accessible even when later developments change its context. Unless expressly stated, we undertake no contractual obligation to update every historical article, data point, link, or calculation.
If you believe coverage contains a material factual error, contact the editorial address with the article URL, the statement at issue, and supporting information. We may assess the evidence and determine the appropriate editorial response. Submitting a correction request does not guarantee a particular outcome, publication of a response, or removal of accurate material.
11. Submissions and feedback
If you voluntarily provide a tip, correction, comment, survey response, proposed contribution, or other material, you represent that you have the authority to provide it and that its submission does not violate another person’s rights. Do not submit unlawful, defamatory, infringing, malicious, or misleading material. Do not include confidential information unless an appropriate confidentiality arrangement has been established.
You retain rights you hold in your submission. You grant us a non-exclusive, royalty-free permission to receive, store, review, and use it to respond to the purpose for which it was submitted. If you submit material expressly for publication, that permission also includes reasonable editing, formatting, publishing, and distribution in connection with the Services. A separate contributor agreement may establish different rights.
This provision does not grant an unrestricted license to publish private account details or confidential correspondence. Our handling of personal information remains subject to the Privacy Policy and applicable law. General suggestions and product feedback may be used to improve the Services without an obligation to compensate you, unless we separately agree otherwise.
12. Third-party sources, links, and commercial material
The Services may link to regulatory records, company materials, other publications, social networks, and external products or services. Third parties control their own content, availability, terms, security, and privacy practices. A link or citation is provided for context or convenience and does not constitute adoption of every statement at the destination.
If advertising, sponsorship, or other commercial material is presented, the relevant advertiser or provider is responsible for its own offerings and claims, subject to applicable law. Your dealings with that provider are between you and the provider. Editorial coverage does not itself establish a commercial relationship or endorsement.
Using an external sign-in, distribution, or sharing feature may require compliance with the third party’s terms. We are not responsible for an external service’s suspension, policy changes, technical failures, or collection practices merely because our Services make that feature available.
13. Copyright and other rights complaints
If you believe material on the Services infringes your rights, send a sufficiently detailed complaint to editor@privatewealthdaily.com. Identify the work or right involved, the exact URL and material in question, your contact information, and the basis for your authority to complain. Include supporting information that allows us to assess and locate the issue.
For a copyright complaint, include your physical or electronic signature, a statement that you have a good-faith belief the use is unauthorized by the rights holder, its agent, or law, and a statement that the information is accurate and, under penalty of perjury, that you are authorized to act for the relevant rights holder. Knowingly inaccurate complaints may carry legal consequences.
We may seek further information, restrict disputed material while reviewing a claim, or take other appropriate action. Nothing here limits any legally required notice or counter-notice procedure that applies.
14. Suspension and termination
We may limit, suspend, or terminate access when reasonably necessary because of a material breach, suspected unauthorized activity, risk to security or other users, a legal requirement, or discontinuation of a service. Where appropriate and feasible, we may provide notice and an opportunity to address the issue. Immediate restrictions may be necessary to prevent harm or preserve system integrity.
You may stop using the Services and unsubscribe from communications at any time. Requests to delete personal information are handled under the Privacy Policy; closing an account does not automatically require deletion of every business, security, or editorial record.
Upon termination, permissions that depend on active access end. Provisions that by their nature are intended to survive, including ownership, restrictions on retained copies, disclaimers, liability limitations, accrued obligations, and dispute provisions, continue to the extent permitted by law.
15. Disclaimer of warranties
TO THE EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES AND MATERIALS ARE PROVIDED ON AN AS IS AND AS AVAILABLE BASIS. WE DISCLAIM IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE, EXCEPT TO THE EXTENT THEY CANNOT LAWFULLY BE DISCLAIMED.
WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, COMPLETE, CURRENT, OR COMPATIBLE WITH EVERY DEVICE OR WORKFLOW, OR THAT ALL DEFECTS WILL BE CORRECTED. NO ARTICLE, SUPPORT RESPONSE, SOURCE LINK, OR TOOL RESULT CREATES A WARRANTY BEYOND AN EXPRESS WRITTEN COMMITMENT WE ARE AUTHORIZED TO MAKE.
These exclusions are subject to applicable law. They do not exclude an express obligation in a separate signed agreement or a consumer guarantee, statutory warranty, or remedy that cannot be excluded. You remain responsible for assessing the suitability of the Services for your intended use.
16. Limitations of liability
TO THE FULLEST EXTENT PERMITTED BY LAW, WE AND OUR LICENSORS AND SERVICE PROVIDERS WILL NOT BE LIABLE UNDER THESE TERMS FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST BUSINESS OPPORTUNITIES, LOSS OF GOODWILL, OR LOSS OF DATA ARISING FROM USE OF OR INABILITY TO USE THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH LOSS.
TO THE EXTENT A CONTRACTUAL LIMITATION IS LAWFUL, OUR AGGREGATE LIABILITY ARISING OUT OF THE SERVICES OR THESE TERMS WILL NOT EXCEED THE GREATER OF ONE HUNDRED UNITED STATES DOLLARS AND THE AMOUNT YOU PAID US FOR THE PARTICULAR SERVICE GIVING RISE TO THE CLAIM DURING THE TWELVE MONTHS PRECEDING THE EVENT.
The exclusions and cap do not apply to fraud, willful misconduct, gross negligence, liability for death or personal injury where exclusion is prohibited, or any other liability that applicable law does not permit us to exclude or limit. A separate written agreement may provide a different allocation for a specific service. Each limitation applies only to the extent enforceable in the relevant circumstances.
17. Responsibility for third-party claims
To the extent permitted by law, you are responsible for third-party claims and reasonable resulting costs caused by your unlawful use of the Services, your material breach of these terms, or material you submit without necessary rights. This responsibility does not extend to claims caused by our own unlawful conduct or matters for which applicable law does not permit responsibility to be shifted to you.
If we seek reimbursement or defense of such a claim, we will provide reasonable notice and cooperation and allow an appropriate opportunity to participate in the defense. No settlement may impose an admission, payment, or continuing obligation on the other party without that party’s agreement. Consumer protections and other mandatory limits remain applicable.
18. Disputes and applicable law
If a dispute arises, contact us with the relevant publication, account information, and a description of the issue so that the parties can attempt a practical resolution. This contact process does not suspend a legal deadline or prevent either party from seeking urgent relief or exercising a non-waivable right.
Applicable law and the courts with authority to hear a dispute are determined under the legal rules governing the parties and the claim, unless a separate enforceable written agreement provides otherwise. These terms do not impose mandatory arbitration or a contractual class-action waiver. Nothing prevents a reader from contacting a regulator or using a statutory complaint procedure.
If a provision is held unenforceable, it will be applied only to the extent lawful or severed as necessary, without invalidating the remaining provisions. A failure or delay in exercising a right does not by itself waive that right.
19. General provisions and revisions
These terms, together with any expressly applicable feature terms or separate written agreement, describe the terms governing your use of the Services. They do not create employment, partnership, joint venture, agency, or fiduciary authority between you and the publisher. You may not transfer account access or contractual permissions without our agreement. Any transfer of our rights or obligations remains subject to applicable law and does not eliminate accrued non-waivable rights.
We may revise these terms as the Services or applicable requirements change. The revised date will appear above, and additional notice will be provided where required. Revisions apply prospectively; they do not retroactively remove a right or change the agreed treatment of an existing dispute where law does not permit that change. If a change requires affirmative acceptance, continued browsing alone will not replace that requirement.
Headings assist navigation and do not independently expand a provision. References to including introduce examples without limiting the relevant category. If a translation is provided, any conflict is resolved subject to applicable language and consumer-protection requirements.
20. Contact and related policies
For questions about these terms, content permissions, editorial corrections, or a rights complaint, contact editor@privatewealthdaily.com and identify the relevant publication and page. This central editorial contact supports participating Daily Network titles. For personal-information questions or requests, contact privacy@privatewealthdaily.com or visit Privacy Choices.
Review the Privacy Policy for information about collection, use, disclosure, retention, and privacy rights. The network privacy notice provides the same policy framework across participating publications. Links to these documents are provided below so that readers can consult them together.