The Advisor's Note Desk 6 stories this week · 37 total

The Sept. 28 records show the week's largest single advisor count; UBS and Raymond James each lost three-advisor teams earlier in the week.

Save's Market Savings puts principal-protected yield in front of more than 16,000 RIAs on Schwab's platform, and gives the next custody renewal a number it never had to defend.

One-time, taxed cash is now measured against equity that gets priced at the next transaction, and this quarter’s moves show advisors doing that math.

Its introducing-broker model leaves RIAs comparing a workflow number against unpublished clearing economics.

The assistant arrives with eleven integration partners and one custodian. Advisors should audit the custody agreement, not the license fee.

The wrappers advisors can buy own crypto beta, not event contracts, while the real exposure moves off-platform.

Eight ways to fund an RIA purchase, and the one term that decides whether the seller's team is still there when the buyer's clock runs out.

A Pasadena advisor's wildfire-night dig makes the case that the hard part of an exotic asset is unwinding it in the right sequence.

The software now models guaranteed income inside the portfolio projection, turning the retirement income conversation from education into product selection.

BlackRock's default embeds guaranteed income and private assets, moving the fall's tax checkpoints after the income decision.

The next split is between firms that can assure AI outputs and those that cannot.

The custodian's Claude integration turns AI into a custody line item, and the process work will cost more than the license.

The AI firm is making wealth managers submit pricing and service proposals, giving independent practices a rare shot at pre-IPO wealth that private banks used to control.

Twenty-five years on, the replicable piece of the 9/11 volunteer effort is the plumbing that put willing planners in front of families who needed them.

At $250,000 a bot, the AI gap in wealth management is now a data-custody and review-standard problem.

Interactive Brokers has put a zero on the fee page; advisors now have to underwrite response times and export clauses before moving a dollar.

The ARA's tax-burden ratios give advisors a factual answer when the fairness critique starts costing plan contributions.

Same-day Northwestern Mutual exits show hybrid RIAs winning with equity and custody independence.

Advisors with client cash on the platform must now justify the revenue splits that private equity ownership will sharpen.

The regulator's September 2 investor advisory is a ready-made client-authentication lesson that registered firms can use to sharpen their own communication habits.

Fifty-five days above 5% is the longest stretch since 2006, a fiscal plateau rather than a tactical spike.

Fresh survey data shows most workers know they are short, fewer know the target, and advisors have a safe way to begin the income conversation.

Ownership equity, not the wirehouse checkbook, is deciding which firms land the next $1 billion team.

Fewer deals and record asset volumes mean only prepared firms collect the premium.

Advisors should lock pricing, product independence, and an advice-funnel carve-out before the standalone promise expires.

A finance professor's essay hands advisors the frame they need for the speculation conversation.

Schwab's branch push, crypto boundary, and referral floor show why RIAs must reprice their custody risk.

Independent advisors have until 2027 to build their own route to small accounts. Schwab and Edward Jones are already taking theirs.

The SEC's 46% markup case and CAIS's $2 billion round force the same question: who owns the shelf, and what did the client actually pay?

A $1.3 billion valuation gap is the argument for writing founder divorce and ownership plans before a courtroom forces the issue.

Most clients under 50 misunderstand survivor and disability benefits. The survey numbers give advisors a place to start.

The Tax Foundation's scorecard gives advisors a concrete baseline for a familiar client question.

A multi-agent advice engine pushes the industry to decide who owns the fiduciary duty.