Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs IWR | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| IMCB iShares Morningstar Mid-Cap ETF | 0.986 | 50% | -15bp | $1.7B | different index | Compare |
| VOE Vanguard Mid-Cap Value Index Fund | 0.881 | 31% | -12bp | $17.5B | different index | Compare |
| SPMD State Street SPDR Portfolio S&P 400 Mid Cap ETF | 0.954 | 4% | -16bp | $18.4B | different index | Compare |
| IMCV iShares Morningstar Mid-Cap Value ETF | 0.846 | 36% | -13bp | $1.1B | different index | Compare |
| FNX First Trust Mid Cap Core AlphaDEX Fund | 0.951 | — | -19bp | $1.2B | different index | Compare |
| SCHM Schwab U.S. Mid Cap ETF | 0.942 | — | -15bp | $11.5B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,091 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-05 (1,063 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-07. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.