Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs VFQY | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| ISCV iShares Morningstar Small-Cap Value ETF | 0.904 | 8% | -7bp | $661M | different index | Compare |
| VONV Vanguard Russell 1000 Value ETF | 0.848 | 12% | -5bp | $9.2B | different index | Compare |
| JVAL JPMorgan U.S. Value Factor ETF | 0.886 | — | -1bp | $1B | different index | Compare |
| MDYV State Street SPDR S&P 400 Mid Cap Value ETF | 0.885 | 9% | +2bp | $2.7B | different index | Compare |
| IVOV Vanguard S&P Mid-Cap 400 Value ETF | 0.875 | 9% | +2bp | $923M | different index | Compare |
| VTV Vanguard Value Index Fund | 0.810 | 14% | -9bp | $125.5B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,091 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-05 (1,063 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-07. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.