Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs XSVM | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| SLYV State Street SPDR S&P 600 Small Cap Value ETF | 0.912 | 19% | -21bp | $4.8B | different index | Compare |
| IWN iShares Russell 2000 Value ETF | 0.889 | 11% | -12bp | $13.9B | different index | Compare |
| VIOO Vanguard S&P Small-Cap 600 ETF | 0.887 | 8% | -26bp | $2.9B | different index | Compare |
| IJJ iShares S&P Mid-Cap 400 Value ETF | 0.877 | — | -18bp | $8.5B | different index | Compare |
| MDYV State Street SPDR S&P 400 Mid Cap Value ETF | 0.875 | — | -21bp | $2.7B | different index | Compare |
| FNX First Trust Mid Cap Core AlphaDEX Fund | 0.827 | — | -36bp | $1.2B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,091 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-05 (1,063 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-07. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.