Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs XVV | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| VV Vanguard Morningstar Large-Cap ETF | 0.988 | 75% | -4bp | $37.4B | different index | Compare |
| VTI Vanguard Total Stock Market Index Fund | 0.984 | 65% | -5bp | $428.1B | different index | Compare |
| VONG Vanguard Russell 1000 Growth ETF | 0.934 | 59% | same | $21.3B | different index | Compare |
| NULG Nuveen ESG Large-Cap Growth ETF | 0.895 | 26% | -8bp | $1.5B | different index | Compare |
| EPS WisdomTree U.S. LargeCap Fund | 0.977 | — | same | $973M | different index | Compare |
| SCHG Schwab U.S. Large-Cap Growth ETF | 0.957 | — | -4bp | $31.7B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,091 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-05 (1,063 funds with dated records). Fund details retrieved: 2026-09-25 to 2026-10-07. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.